Zakat Calculator
For shares, dividends, and the cash people forget, the balance sitting idle in a trading account.
Your zakatable wealth
Enter values as at your zakat date. Leave anything that does not apply blank.
Bought with the intention of selling for gain, zakatable on full market value.
Where a company publishes a zakat-per-share figure, multiply it by your holding and enter the total here.
Scholars differ on which debts are deductible. Follow the position you hold, and ask a scholar if the amount is material.
Nisab is based on prevailing gold or silver prices, so it changes constantly. We do not hardcode it. Look up the current figure from a source you trust and enter it here.
Zakat due
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Enter the current nisab threshold to see whether zakat is due.
- Total assets
- PKR 0
- Net after liabilities
- PKR 0
This calculates at 2.5%, the widely applied rate for a lunar year. It is a calculation aid, not a religious ruling. Treatment of long-term holdings and deductible liabilities varies between scholars. Where your situation is unusual or the amount is large, ask a qualified scholar rather than relying on a calculator.
We teach the calculation, not the ruling. Nothing here is a fatwa, and we do not take a position where scholars differ. Keep your working. Next year takes a fraction of the time when last year's method is written down.
How this works
Why we ask you for the nisab.
Nisab is derived from prevailing gold or silver prices, so it moves constantly. A calculator with the threshold baked in gives a confidently wrong answer the moment prices shift, so we ask you to enter the current figure from a source you trust.
The rate applied is 2.5%, the widely used figure for a lunar year.
Trading holdings versus long-term holdings
The distinction that matters is intent. Shares bought to sell for gain are generally treated like trade goods, and zakat is calculated on full market value. Shares held as long-term investments are, on a common view, zakatable on your proportional share of the company’s zakatable assets (its cash, receivables, and inventory) rather than on the whole market value.
Many Pakistani listed companies publish a zakat-per-share figure precisely so investors do not have to attempt that calculation from outside. Check the annual report or company website, multiply by your holding, and use that figure in the second field.
The cash people miss
Uninvested cash sitting in a brokerage account is zakatable and is the item most often overlooked, because it does not feel like savings. Dividends received and still held as cash are in the same category.
Where we stop
We teach the calculation, not the ruling. On the treatment of long-term holdings and on which liabilities are deductible, scholars differ, and we would rather tell you that than quietly adopt one position and present it as settled. If your situation is unusual or the amount is significant, ask a qualified scholar.
There is more detail in our full article on zakat and shares.
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